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Network Rail (NR) believes that providing great pension benefits is an important part of being a responsible employer that truly values its staff during employment, but which also wants to continue that support after retirement.
As such, we are proud to provide you with a range of pension options as demonstrated by the three schemes that employees can currently join: the Railways Pension Scheme (NR section); the NRDC defined contribution scheme; and NR CARE, our career average salary scheme which is a type of defined benefit arrangement.
Click the menu buttons at the top of the screen to learn more about each of the three schemes as well as finding useful information to download including scheme booklets and forms that help you get the most from the benefits you're entitled to. You can find a handy comparison factsheet of the features of RPS65, CARE and the NRDC in the useful links section below.
The Pensions Regulator has published a ten step guide on how to spot the signs and give yourself the best possible protection against pension predators. Please refer to tPR's website and check the facts before you make an irreversible decision.
All three Network Rail pension schemes provide a death-in-service lump sum of four-times pensionable pay. The only way to tell the Trustee who your beneficiaries are is to complete a nomination/expression of wish form.
The forms are downloadable from this website by selecting your pension scheme from the main menu bar.
The 2016 Annual Pension Estimates, for members of the Railways Pension Scheme (RPS), are scheduled to be sent by RPMI to home addresses in mid-November.