Network Rail believes that providing great pension benefits is an important part of being a responsible employer that values its staff during employment and wants to continue that support after retirement.
This site is your one-stop-shop for:
- Discovering the pension options Network Rail (NR) offers its employees;
- Learning more about the pension scheme you are currently a member of;
- Logging on and checking your own pension benefits and their value;
- Acting to make sure you get the most from the benefits available to you.
We’re proud to provide you with a range of pension options as demonstrated by the three schemes that employees can currently join: the Railways Pension Scheme (NR section); the NRDC defined contribution scheme; and NR CARE, our career average salary scheme which is a type of defined benefit arrangement.
You can learn more about each of the three schemes as well as finding useful information to download including scheme booklets and forms that help you get the most from the benefits you’re entitled to. There’s also a handy comparison factsheet of the features of RPS65, CARE and the NRDC below.
Useful Links
NR Schemes’ key features factsheet
NR Decision Tree – Which NR Pension Scheme can I join?
L&G CARE AVC Investment Microsite
Further information on CARE AVCs including investment fund factsheets.
L&G NRDC Investment Microsite
Further information on NRDC membership including investment fund factsheets.
Pensionable Pay Summary Table
Factsheet explaining how Pensionable Pay is treated in the Railways Pensions Scheme (RPS), NRDC and CARE pension schemes.
Railway Benefit Fund
The Railway Benefit Fund is a non-membership charity, which provides support to current, former and retired railway people and their families across the UK. It provides a range of services designed to support you through life’s unexpected events, from financial grants and confidential advice to online tools and a legal helpline.
MoneyHelper Service
Free impartial money advice, set up by government.
News
RPS Member Portal
Link to the RPS member portal.
NRDC and NR CARE Member Portal
Link to the NRDC and NR CARE member portal.
RPS and NR CARE Actuarial Valuation Results
Read here for information on the results of the 2022 Actuarial Valuations for the Network Rail Section of the RPS and the Network Rail CARE Pension Schemes.
Automatic Re-enrolment 2025
Read here for details on Automatic Re-enrolment taking place at Network Rail in April 2025.
Protect yourself against pension scams
The Pensions Regulator has published a ten step guide on how to spot the signs and give yourself the best possible protection against pension predators. Please refer to the Pensions Regulator website and check the facts before you make an irreversible decision.
Looking after your loved ones
All three Network Rail pension schemes provide a death-in-service lump sum of four-times pensionable pay. The only way to tell the Trustee who your beneficiaries are is to complete a Nomination/Expression of Wish form.
The forms are downloadable from this website by selecting your pension scheme from the menu.